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Best Prepaid Cell Phone Plans for 2020

Find the best prepaid cell phone plans offering no restrictions

When it comes to picking the best prepaid carrier, there’s no one size fit all approach. Some options offer the best pricing, and others focus on unlimited data or other special features. Possibly the best thing about prepaid cell phone plans is what it doesn’t have. There are no contracts to sign, no long-term commitments, no credit checks, no age limit, and no hidden fees.

When you have a contract deal, you agree to pay a certain amount per month. This means that if you don’t use all the text, talk and data, it doesn’t matter, you still have to pay that agreed amount. Some people are frustrated with this structure and that is why they turn to prepaid plans.

Prepaid cell phone plans are the way to go If you’re looking to take control of your cell phone usage and bill. They are getting very popular and have become the fastest-growing segment of the wireless market in the US.

Choosing a prepaid plan is a great way to protect yourself against surprise charges, for one. It can actually save you hundreds a year, particularly if you’re currently using one of the Big Four carriers (Verizon, T-Mobile, Sprint and AT&T).

Another big advantage of prepaid plans is that there’s no need to run a credit check because you pay in advance. It also means you can switch plans at will if you find a better deal or you are unhappy with the service

There are a lot of reasons to purchase a prepaid cell phone plan over a post-pay plan. Prepaid cell phone plans are a good way of managing budgets, This means they are ideal for kids, seniors or people that are poor at managing their money.

In general, most of the best prepaid cell phone plans are offered by MVNOs carriers and they cost less than traditional plans from Big Four carriers. MVNOs carriers use the same cell towers as the “big four” and offer very inexpensive cell phone plans.

Our Top Picks for The Best Prepaid Cell Phone Plans of 2020

Tello Mobile – Best Overall Prepaid Plans

Tello Mobile Homepage

Tello is a popular option for those looking for best prepaid cell phone plans. Tello, allows you to truly customize your plan to meet your needs. Being able to choose how many minutes, texts, and data you need are sure to please your lifestyle and your wallet.

You can expect no hidden fees, no activation fees, and no early termination fees. If you are not happy with your selected plan, you still can change it at any time.

All Tello’s plans include free calls to Canada, Mexico, and China, plus mobile hotspot access with WiFi calling through their application at no extra cost, along with visual voicemail and unlimited 2G data.

Plans and Pricing:

  • $8/month: Unlimited talk and texts with free calls to Canada, Mexico, China, and Romania.
  • $10/month: Unlimited talk, texts, and 1 GB of 4G data with mobile hotspot access plus free calls to Canada, Mexico, China, and Romania.
  • $14/month: Unlimited talk, texts, and 2 GB of 4G data with mobile hotspot access plus free calls to Canada, Mexico, China, and Romania
  • $19/month: Unlimited talk, texts, and 4 GB of 4G data with mobile hotspot access plus free calls to Canada, Mexico, China, and Romania
  • $24/month: Unlimited talk, texts, and 6 GB of 4G data with mobile hotspot access plus free calls to Canada, Mexico, China, and Romania
  • $29/month: Unlimited talk, texts, and 8 GB of 4G data with mobile hotspot access plus free calls to Canada, Mexico, China, and Romania
  • $39/month: Unlimited talk, texts, and unlimited 4G data with mobile hotspot access plus free calls to Canada, Mexico, China, and Romania

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Page Plus – Best for General Users

Page Plus Homepage

Page Plus is one of the few MVNOs that has access to Verizon’s network, and that translates to great coverage throughout the United States, but having dependable coverage also means the standard plan is far from cheap.

Plans start very inexpensively, at $12/month for 500 minutes, 500 texts, and 100MB of LTE data. If you’re a realistic user, then you’ll want the $30/month plan that features unlimited domestic calling, $10 of international calling credit, unlimited global text, and 3GB of 4G LTE.

Plans and Pricing:

  • $12/month: 500 minutes, 500 Texts, and 100MB 4G data
  • $29.95/month: Unlimited talk, texts, and 3GB of 4G data plus $10 free international calling credit.
  • $39.95/month: Unlimited talk, texts, and 8GB of 4G data plus $10 free international calling credit.
  • $55/month: Unlimited talk, texts, and unlimited 4G data plus $10 free international calling credit.

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Twigby – Most Flexible Plans

Twigby Homepage

Twigby is a new entrant in the prepaid phone space and is already making big waves. This prepaid MVNO operates on Verizon and Sprint networks wherever available, casting a larger network across the United States.

What I actually like about Twigby is the flexibility it offers in terms of upgrading or changing of plans. When you upgrade to a pricier section, the company will simply charge you for the difference amount instead of the entire amount.

Twigby also provides overage protection along with family phone plans to keep the whole family covered under the same account. Further, the company even offers a 25% discount on your bills for the first 6 months of use. This is a great promotion keeping expenses in mind, and will no doubt make Twigby a thrilling option for everyone. With a strong network and cheap costs, it’s difficult to not consider Twigby.

Plans and Pricing:

  • $9.75/month: Unlimited talk and texts.
  • $14.25/month: Unlimited talk, texts, and 1GB of 4G data with mobile hotspot access plus international talk and text at no additional charge.
  • $17.25/month: Unlimited talk, texts, and 2GB of 4G data with mobile hotspot access plus international talk and text at no additional charge.
  • $21.00/month: Unlimited talk, texts, and 3GB of 4G data with mobile hotspot access plus international talk and text at no additional charge.
  • $24.75/month: Unlimited talk, texts, and 5GB of 4G data with mobile hotspot access plus international talk and text at no additional charge.
  • $32.25/month: Unlimited talk, texts, and 10GB of 4G data with mobile hotspot access plus international talk and text at no additional charge.

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Visible – Affordable Unlimited Plan

Visible Homepage

Visible is one of the newer MVNOs available on the Verizon network. Rather than going into a store to get started with your new phone service, everything with Visible is handled through its mobile app. This includes creating an account and paying your bill.

For $40/month, Visible gives you unlimited talk, text, and LTE data on Verizon’s vast LTE network. Video streaming is limited to 480p, but you can use as much data as you’d like throughout the month.

Plans and Pricing:

$40/month: Unlimited talk, texts, and unlimited 4G data with free Wi-Fi calling and mobile hotspot access. (Taxes and fees are included)

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Cricket Wireless – Most Popular Choice

Cricket Wireless Homepage

Cricket wireless is actually similar to Boost Mobile, in that Cricket Wireless is owned by AT&T and is run as a subsidiary of the larger company. That isn’t a necessity to be an MVNO, but it does imply that Cricket coverage is the exact same as AT&T’s own, which is ideal for anyone searching around on a budget.

Eventually, all of Cricket plans are basically improvements over the identical AT&T plans, with reduced pricing structures while offering the same network. If you don’t want to tether and you are searching for an AT&T network, Cricket Wireless is an excellent choice.

Plans and Pricing:

  • $30/month: Unlimited talk, texts, and 2GB of 4G data
  • $40/month: Unlimited talk, texts, and 5GB of 4G data
  • $55/month: Unlimited talk, texts, and unlimited 4G data with roaming in Mexico and Canada for calls, texts, and data. (Cricket may slow data speeds when the network is congested)
  • $60/month: Unlimited talk, texts, and unlimited 4G data with 15GB of high-speed mobile hotspot plus roaming in Mexico and Canada for calls, texts, and data. (Cricket may slow data speeds when the network is congested)

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List of Other Best Prepaid Cell Phone Carriers and Plans of 2020

Simple Mobile – Best No Contract

Simple Mobile Homepage

Simple Mobile is a TracFone-owned MVNO operating under T-Mobile’s network, and it has recently made new changes to its prepaid plan options.

With the new changes in place, Simple Mobile is now offering an unlimited LTE data plan that costs only $50 per month and already comes with unlimited international texting, unlimited international calling to landlines in 64 countries, and unlimited international calling to Mexico, Canada, China, India, and 16 other countries at no extra cost.

Plans and Pricing:

  • $25/month: Unlimited talk, texts, and 3GB of 4G data with mobile hotspot access plus international calling to 69 destinations plus international roaming to 16 Latin American countries.
  • $30/month: Unlimited talk, texts, and 2GB of 4G data with mobile hotspot access plus international calling to 69 destinations plus international roaming to 16 Latin American countries.
  • $40/month: Unlimited talk, texts, and 15GB of 4G data with mobile hotspot access plus international calling to 69 destinations plus international roaming to 16 Latin American countries.
  • $50/month: Unlimited talk, texts, and unlimited 4G data with 5GB of mobile hotspot plus international calling to 69 destinations plus international roaming to 16 Latin American countries.
  • $60/month: Unlimited talk, texts, and unlimited 4G data with 15GB of mobile hotspot plus international calling to 69 destinations plus international roaming to 16 Latin American countries.

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Ting Mobile – A Good Budget Choice

Ting Mobile Homepage

Ting is also a good option for folks looking for the best prepaid cell phone plans. Ting Mobile is an independent MVNO that uses Sprint and T-Mobile’s networks to provide service to its customers. While many carriers have a small selection of plans for their customers to choose from, Ting doesn’t lock you into a specific plan: Instead, Ting bills you for the least expensive plan each month based on your usage.

Unlike traditional phone plans, you only have to pay for what you have used for the month. You can create a plan based on your expected usage.

Plans and Pricing:

On Ting, your monthly cost will likely be different each month since it depends on usage.

Let’s say you choose 101-500 minutes, 1000 texts, and 500Mb of data for $30/month. If you use that, that’s what you’ll pay. However, if you use less or more of anything, your bill will automatically be adjusted accordingly. The idea with Ting is that you only pay for what you use, ensuring you’re not overpaying for service you don’t need.

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Boost Mobile – Best for Families

Boost Mobile Homepage

This type of carrier is recommended if you want the best unlimited plans on the market. As you perhaps know, Boost Mobile utilizes Sprint’s network, so as long as you get the carrier signals in your area, you will be good with Boost Mobile.

Boost Mobile offers plans ranging from $35-$80 per month based on data use per month. All plans feature a mobile hotspot and you can save $20 a month if you add a line to any of its unlimited plans. If you are ready to add up to 3 members of your family, the price goes down to $100 a month, a saving of $50 each month.

Plans and Pricing:

  • $35/month: Unlimited talk, texts, and 3GB of 4G data with 480p video streaming, and mobile hotspot access plus some sort of Tidal subscription.
  • $50/month: Unlimited talk, texts, and unlimited 4G data with 480p video streaming, and 12GB of mobile hotspot plus some sort of Tidal subscription.
  • $60/month: Unlimited talk, texts, and unlimited 4G data with 1080p video streaming, and 30GB of mobile hotspot plus some sort of Tidal subscription.
  • $80/month: Unlimited talk, texts, and unlimited 4G data with 1080p video streaming, and 50GB of mobile hotspot plus some sort of Tidal subscription.

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Republic Wireless – Best for Light Users

Republic Wireless Homepage

Republic Wireless claims to be one of the best prepaid cell phone carriers in the market. Republic Wireless is a phone virtual carrier that offers cheap cell phone service which defaults to Wi-Fi and comes back on partnerships with 2 large cellular networks, either Sprint or T-Mobile when Wi-Fi is unavailable.

Since Republic Wireless is supported by the two largest networks, it provides 98 percent coverage, so dropped phone calls are quite unusual. Republic Wireless plans begin at $15 for unlimited talk and text, you can purchase a GB of LTE data for $5. It is possible to add or remove data anytime from the Republic Wireless app.

The app also shows Wi-Fi connection assistant, usage statistics, and a data connection manager which you can utilize to control which apps can connect with the internet via data and which could connect via Wi-Fi only.

Plans and Pricing:

  • $15/month: Unlimited talk and texts
  • $20/month: Unlimited talk, texts, and 1 GB of 4G data
  • $25/month: Unlimited talk, texts, and 2 GB of 4G data
  • $30/month: Unlimited talk, texts, and 3 GB of 4G data ($5 per additional GB)

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Metro by T-Mobile – Best for Heavy Data Users

Metro by T-mobile Homepage

Owned by T-Mobile, Metro provides standard prepaid plans similar to the popular carriers. but still possible to save money, however, since Metro has unlimited talk and text with 2GB of data for $30 a month. Any data use after that can be bought at slower speeds. plans with 5GB of data and unlimited data cost $40 and $50 a month.

Metro by T-Mobile supports domestic roaming but at a price, while worldwide roaming is also offered in 21 countries. If you don’t bring your own device, Metro by T-Mobile offers various phones for purchase. There don’t seem to be any funding options, but some of the lower-tier smartphones have special discounts offered via rebates and other special deals.

Plans and Pricing:

  • $40/month: Unlimited talk, texts, and 10GB of 4G data with unlimited music. Save $10 on each additional line.
  • $50/month: Unlimited talk, texts, and unlimited 4G data with 5GB of mobile hotspot, along with 100GB of Google One storage. Save $20 on each additional line.
  • $60/month: Unlimited talk, texts, and unlimited 4G data with 15GB of mobile hotspot, along with 100GB of Google One storage and a free Amazon Prive subscription. Save $30 on each additional line.

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Total Wireless – A Cheap Verizon’s Network

Total Wireless Homepage

Total Wireless is a subsidiary of TracFone and has an MVNO agreement with Verizon, one of the best performing networks. Total Wireless sticks out for its very competitive 5G plan at $35 a month and it’s family phone Plans for $100 a month you will get up to 4 lines with unlimited talk minutes, text and 25GB of shared LTE data.

If you want more data, you can buy a 3GB data card for $10 without expiration. This is a great deal when compared with other carriers. They also provide $10 international calling cards with rates as low as 1 cent per minute.

Plans and Pricing:

  • $25/month: Unlimited talk and texts.
  • $35/month: Unlimited talk, texts, and 5GB of 4G data.
  • $50/month: Unlimited talk, texts, and 25GB of 4G data.

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Google Fi – Best for Travelers

Google Fi Homepage

Everything about Google Fi aims to be simple for users. It makes use of T-Mobile’s network for most unlocked GSM phones and is capable of using even more networks with a Designed for Fi phone that supports Sprint as well.

Google Fi offers plans starting at $20/month, which include unlimited talk and texts. Data is a flat $10 for GB of LTE, however, you will only pay for what you use. The carrier’s bill protection feature means you won’t be on the hook for extra data charges once you hit 6GB. So, if you have one line, you will only be charged for data up to 6GB, which means your phone bill should top out around $80. Data used over that limit will be throttled, though.

Plans and Pricing:

  • $20/month: Unlimited talk and texts. Each additional line is an additional $15 per month and $10 per 1GB of data, but anything over 6GB is free.
  • $70/month: Unlimited talk, texts, and unlimited 4G data with free international data and texts while traveling plus free Google One membership. (data speeds might slow down if you exceed 22GB of data before your monthly billing period ends)

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Now phone contracts are a thing of the past, the only difference between prepaid cell phone plans and traditional plans is that with prepaid you pay at the beginning of the month instead of at the end. As a result, a prepaid plan lets you wipe out unexpected costs so you can easily budget your mobile bill for the long term.

The recent study shows that prepaid cell phone plans are growing faster in terms of popularity as an effective means of saving money targeting wireless bills.

Prepaid plans are where you pay a certain amount of the minutes, text and data. Once you go use up the prepaid amount, then you have the option to buy more, or stop using the phone. This is a great way to ensure that you are not overpaying for your cell phone service.

prepaid plans give you the flexibility to tailor your cell phone budget to the number of minutes or data you use. You can increase or decrease the number of minutes and data you purchase based on how much you actually use.

A prepaid plan is also a good solution for parents who want to arm their teenagers with cell phones but don’t want to pay the bill that teenagers can rack up. You can set a spending limit each month and once they reach it, the car shuts off and won’t be re-activated until you (or they) purchase more minutes. If you’re looking to save some money on your cell phone bill, switching over to a prepaid cell phone plan is the right way to go.